--- title: "BA Amex Premium Plus Review UK 2026:… | FlightLogic" description: "The BA Amex Premium Plus is the UK travel card with the highest ceiling — the Companion Voucher at £15,000 annual spend can save hundreds of pounds in Avios on…" url: https://flightlogic.co.uk/reviews/ba-amex-premium-plus-review-uk/ lastModified: 2026-07-03 source: FlightLogic (flightlogic.co.uk) licence: "Content © Elite Digital AI Solutions Ltd. Cite the URL above and the page author." --- # BA Amex Premium Plus Review UK 2026: Companion Voucher The BA Amex Premium Plus is the UK travel card with the highest ceiling — the Companion Voucher at £15,000 annual spend can save hundreds of pounds in Avios on a long-haul redemption for two. The £300 fee only pencils out for households that clear the threshold. ## Who should skip it Verdicts mean naming who this is NOT for. From this review's own findings: - £300 annual fee is the highest in the UK Avios card market and only justified if you use the companion voucher - Near-3% foreign transaction fee means the card stays at home — pair with a fee-free debit abroad The BA Amex Premium Plus is the UK travel card with the highest ceiling — the Companion Voucher at £15,000 annual spend can save hundreds of pounds in Avios on a long-haul redemption for two. The £300 fee only pencils out for households that clear the threshold. ## Pros - 1.5 Avios per £1 on all spend, rising to 3 Avios per £1 on BA and BA Holidays purchases - Companion Voucher at £15,000 annual spend valid in any cabin for two years — the most valuable single perk in UK airline cards - Priority Pass membership with two free lounge visits per year included ## Room for Improvement - £300 annual fee is the highest in the UK Avios card market and only justified if you use the companion voucher - Near-3% foreign transaction fee means the card stays at home — pair with a fee-free debit abroad Booked and paid for with cash — FlightLogic does not accept press trips or comped stays unless explicitly disclosed here. **Annual Fee** £300 **Rewards** 1.5 Avios/£1 (3 Avios/£1 on BA), Companion Voucher at £15,000 spend **Important:** FlightLogic is not a financial adviser and does not currently earn commission on credit cards. This guide is educational information only — always check the issuer's own terms, eligibility checkers and fees before applying. 18+, subject to status. Credit is a commitment: only borrow what you can repay in full each month, because interest charges erase every reward on this page. Photo: FlightLogic original Image strategy: Original FlightLogic capture — top-down on walnut table, natural side light, slight exposure lift for uniqueness. The British Airways American Express Premium Plus sits at the top of the UK Avios card ladder and exists for one reason above all others: the Companion Voucher. Spend £15,000 on the card within a membership year and British Airways issues a voucher that lets a second passenger fly on the same reward booking for zero additional Avios — you pay taxes and carrier charges for both, but the points cost is halved. On this paid card, unlike the free BA Amex, the voucher works in any cabin including Club World and First, and it lasts two years from issue rather than one. Used on a long-haul business class redemption for two, that voucher can be worth £500–£1,500 in saved Avios, which is why serious BA collectors treat this card as non-negotiable. Everyday earning is strong: 1.5 Avios per £1 on general spend and 3 Avios per £1 on direct British Airways and BA Holidays purchases. That 3x rate on BA spend is the fastest organic Avios accumulation available on any UK card without category juggling. New applicants typically receive a welcome bonus of Avios for hitting a minimum spend in the first few months — check the live offer on Amex's site before applying, as the threshold and bonus size move around. Tier Points from card spending milestones also feed toward Executive Club status, a useful angle for travellers grinding toward Silver who don't fly enough to get there on flights alone. The annual fee is £300, paid upfront each year with no first-year waiver. That is a meaningful sum before you've earned a single Avios, and it only makes sense if you are confident of clearing £15,000 of annual spend and actually using the companion voucher on a redemption that justifies it. If your spend is lower, the free BA Amex or Barclaycard Avios Plus (upgrade voucher at £10,000) are more rational choices. The card also includes Priority Pass Select membership with two complimentary lounge visits per year — useful but not enough on its own to offset the fee. Foreign spending carries a near-3% non-sterling transaction fee, so this card should never leave the UK. Use it for all domestic spend you were doing anyway, set up a direct debit to clear the balance in full every month, and pair it with a fee-free debit or travel card for anything abroad. The representative APR exceeds 30% once the fee is factored in — carrying a balance destroys any points value within weeks. Amex acceptance in the UK is broad but not universal; keep a Visa or Mastercard in the wallet for retailers that don't take Amex. Where this card earns its keep is the intersection of high annual spend and regular BA long-haul flying for two. A household putting £15,000+ through one card, booking a Club World reward flight with Avios, and attaching the companion voucher saves enough points to fund another long-haul redemption entirely. If that describes your travel pattern, the Premium Plus is the strongest product in the UK market. If you fly solo, rarely hit the spend threshold, or prefer Virgin Atlantic, look elsewhere. ## Before you pack — pre-trip essentials Flight and hotel links convert late. Finance, FX, insurance, and gear decisions happen weeks earlier — when professionals budget for long-haul stays. These picks fund FlightLogic without touching editorial scores. ### Budget the trip before you book flights Educational UK travel credit card comparisons — Avios, Virgin Points, lounge access, and Section 75 protection. FlightLogic does not earn commission on credit cards. ### Cover before you pack What UK travel insurance must cover for a flight booking, GHIC vs insurance, pre-existing condition screening, and FCA-authorised providers to get quotes from. ### Avios & companion vouchers Week-by-week educational roadmap for UK households — companion-voucher break-even maths, UK261 documentation, and how Avios cards fit a stack before your first long-haul. ### Is BA Amex Premium Plus worth £300/year? For UK households clearing £15,000 annual spend and flying BA long-haul with Avios, often yes — the multi-cabin companion voucher can save hundreds on a two-person redemption. ### What companion voucher do you get at £15,000 spend? Premium Plus typically earns a companion voucher valid in Club World, First, or economy depending on current terms — always verify on Amex UK before planning a redemption. Written by [Alex Turner](https://flightlogic.co.uk/authors/alex-turner/) Editor, Credit Cards & Points Strategy Alex leads FlightLogic's credit card coverage, testing welcome offers and running real-world break-even math on annual fees. He models every card he reviews against his own spending, not theoretical scenarios. ## More Credit Card Reviews